Workers' Compensation Daily News for Jul 04, 2015
ACE Buys Chubb for $28.3 Billion
Thu, 2 Jul 2015 07:06:23 - Pacific Time
Insurer ACE Ltd. agreed to buy Chubb Corp. for $28.3 billion in cash and stock, creating one of the biggest property-casualty insurance companies in the world. The Wall Street Journal says that the deal comes as property-casualty insurers are facing pressure from what most people view as a stroke of good luck: relatively modest hurricane claims since 2012, the year of superstorm Sandy. With fewer claims checks being sent to individuals and businesses, insurers’ capital bases are growing, and their stepped-up competition with each other to put that capital to work is depressing prices.
This is one of several multibillion-dollar insurance tie-ups since late last year, most recently Tuesday’s announcement of an $18 billion combination of insurance broker Willis Group Holdings PLC and consulting firm Towers Watson and Co. Conditions are ripe for more big deals, analysts say.
The ACE deal, announced by both companies Wednesday, is one of the largest of the year and the biggest among life and property-casualty insurers on record. ACE is adding one of the most well-known names in the U.S. insurance industry. New Jersey-based Chubb is a leading provider of homeowners’ insurance to wealthy Americans through its Masterpiece coverage. ACE also targets high-net-worth customers in its personal-insurance business. Both companies have large operations selling insurance to midsize businesses.
Combined, the companies will have shareholder equity of nearly $46 billion and cash, investments and other assets of $150 billion.
ACE was formed in the Cayman Islands in 1985 by 34 blue-chip U.S. companies to provide then-hard-to-find excess-liability and directors-and-officers coverage. It expanded in 1999 when it acquired the property-casualty-insurance business of Cigna Corp. as that company was narrowing its focus to health insurance. Last year, ACE earned $2.9 billion with $17.8 billion in net premiums written.
Chubb, which operates in 25 countries, last year reported a profit of $2.1 billion on $12.6 billion in net premiums written.
The combined company will be based in Switzerland, as ACE is. Read More...
Former Senator Yee Pleads Guilty In Comp Related Corruption Case
Thu, 2 Jul 2015 07:06:15 - Pacific Time
Former state Sen. Leland Yee faces up to 20 years in prison and a $250,000 fine after a deal in federal court Wednesday in which he pleaded guilty to one felony count of racketeering. "Today’s news turns the page on one of the darker chapters of the Senate’s history," Senate President Pro Tem Kevin de León (D-Los Angeles) said in a statement. The pleas entered Wednesday by Yee; his political fundraiser and consultant Keith Jackson; Jackson’s son, Brandon Jackson; and sports promoter Marlon Sullivan bring an end to one of two cases connected to a massive federal probe that initially targeted a Chinatown figure known as "Shrimp Boy," now accused of organized crime activities.
According to the report in the Los Angeles Times, the case, with 29 defendants lumped into a single indictment (one had since died) and eventually split into two cases, has produced 9 million pages of documents and countless hours of audio recordings. Prosecutors alleged that Yee can be heard in the recordings speaking bluntly about granting legislative favors in exchange for campaign contributions, first for his failed 2011 bid for San Francisco mayor and later for his aborted run for secretary of state.
"We gotta drag it out, man. We gotta juice this thing," the indictment quoted Yee as telling an undercover agent who claimed to be connected to an NFL team that wanted to "help" Yee in exchange for his vote on a worker’s compensation bill affecting the athletes. Among the other charges, Yee admitted to conspiring to extort several individuals who, at the time, had an interest in pending legislation extending the state athletic commission and changing the workers’ compensation program for professional athletes.
Yee, who spared himself a trial where those sealed recordings and others would have been publicly shared, received no assurance that his prison sentence, which is scheduled to be handed down on Oct. 21, would fall below the 20-year maximum spelled out in federal guidelines. By pleading guilty to racketeering, Yee admitted that he "knowingly and intentionally agreed with another person" to take part in an enterprise, commit at least two offenses and affect state commerce.
The plea agreement is the culmination of a stunning political collapse for Yee, who spent more than a decade in the Legislature and was running for secretary of state when he was arrested in March 2014. Days later, he was suspended from the Senate with pay, and he served the remaining months of his term in exile. Read More...
Cities End Work Release Program Over Comp Liability Risks
Wed, 1 Jul 2015 07:49:11 - Pacific Time
The cities of Victorville and Adelanto have opted to divorce from the San Bernardino County Sheriff's Work Release program after being asked to provide medical treatment for inmate workers injured on the job - a shift in liability they deemed too dangerous. The story reported in the Daily Press says the key cause for the cities' concerns is that they may be held liable for all workers' compensation benefit obligations and expenses for injured workers. According to Victorville City Manager Doug Robertson, this responsibility represents a stark departure from the past, when the Sheriff's Department would have handled the administration of the claim, including legal or medical expenses. "Our biggest concern is that an inmate worker could go from earning nothing for working all day to realizing a pretty hefty claim amount if they were injured on the job," Robertson said.
In February, Victorville informed sheriff's officials that they would be terminating their agreement when new deals apparently shifted the liability from the county to the city. The city of Adelanto also opted not to renew its deal earlier this month for the same reason. At its core, Victorville's hesitation comes from not wanting to incentivize injuries.
Having participated since 1991 in the program, which allows inmates to serve time through manual labor, the city recently had used 20 to 30 workers on the weekends for tasks including pulling weeds and aiding code enforcement. But Robertson said the liability shift is akin to 20 to 30 potential windfalls every week, a risk he called "huge."
To fill the void left by the loss of inmate workers, the city recently included nearly $200,000 in its budget for part-time hours. Robertson said the known cost, despite a higher initial investment, is worth it if only to get rid of the liability.
Representing the Victor Valley as the vice chair on the county's Board of Supervisors, 1st District Supervisor Robert Lovingood said the cities' exodus from the program has not gone unnoticed. "We want to see the return of the program," Lovingood said. "We believe we want to restore this. This is something, again, we've been paying attention to."
But not all municipalities are flinching after the change. "The Town has chosen to continue our contract with the Sheriff's Department for the use of inmate labor," Apple Valley spokeswoman Kathie Martin said. "In weighing the cost of bearing the worker's comp burden with the value provided as a labor source, it still makes good business sense to continue." Martin said Apple Valley runs a lean organization that needs the supplemental workforce provided by inmate workers, who clean the animal shelter, maintain grounds, repair roads and also clean illegal dumping sites on weekends.
Hesperia spokeswoman Rachel Molina said their contract with the Sheriff's Department actually already included provisions for the city to provide workers' compensation insurance for the inmates, so the new contract "did not present a significant change."
Grand Terrace, which traces its program participation back to 1987, also opted to renew a deal this year despite acknowledging it would not know the incurred costs of the liability shift for at least a year.
Still, it remains unclear how many other cities, like Victorville and Adelanto, might be turned off by the change and how possible subsequent program dropouts could affect the program as a whole. Read More...
Medical Equipment Supply Company Owner Sent to Prison
Wed, 1 Jul 2015 07:49:04 - Pacific Time
The former owner of Ezcor Medical Supply was sentenced to serve 97 months in prison for her role in a fraud scheme that resulted in $3.5 million in fraudulent claims to Medicare and Medi-Cal.
Sylvia Ogbenyeanu Walter-Eze, 48, of Stevenson Ranch, California, was found guilty by a federal jury on March 20, 2015, of conspiracy to commit health care fraud, four counts of health care fraud, and one count of conspiracy to pay illegal health care kickbacks. In addition to imposing the term of imprisonment, U.S District Judge R. Gary Klausner ordered Walter-Eze to pay restitution in the amounts of $1,866,260 to Medicare and $73,268 to Medi-Cal.
The evidence presented at trial showed that Walter-Eze, the former owner of Ezcor, a durable medical equipment supply company located in Valencia, California, fraudulently billed more than $3.5 million to Medicare and Medi-Cal for DME that was not medically necessary. The trial evidence also demonstrated that Walter-Eze paid illegal kickbacks to patient recruiters in exchange for patient referrals. The evidence further showed that Walter-Eze paid kickbacks to physicians for fraudulent prescriptions for medically unnecessary, and expensive, power wheelchairs, which prescriptions Walter-Eze then used to support her fraudulent claims to Medicare and Medi-Cal. The evidence showed that, between 2007 and 2012, Walter-Eze submitted $3,521,786 in fraudulent claims to Medicare and Medi-Cal, and that she received $1,939,529 in reimbursement for those claims.
The case was investigated by the FBI, HHS-OIG’s Los Angeles Regional Office and the California Department of Justice, and was brought as part of the Medicare Fraud Strike Force, supervised by the Criminal Division’s Fraud Section and the U.S. Attorney’s Office of the Central District of California.The case was prosecuted by Trial Attorneys Blanca Quintero and Alexander F. Porter of the Criminal Division’s Fraud Section. Read More...
9th Circuit Rejects Constitutional Challenge to Lien Activation Fees
Tue, 30 Jun 2015 12:17:36 - Pacific Time
In 2012, California enacted Senate Bill 863 in part to combat an acute "lien crisis" in its workers’ compensation system. In an effort to clear an enormous and rapidly growing backlog of these liens, SB 863 imposed a $100 "activation fee" on entities like plaintiffs for each workers’ compensation lien filed prior to January 1, 2013. Plaintiffs sued in federal court, claiming that SB 863 violates the Takings Clause, the Due Process Clause, and the Equal Protection Clause of the United States Constitution.
The trial court issued a preliminary injunction in plaintiffs’ favor as to the Equal Protection claim, but not as to the other claims. Defendants appealed the district court’s issuance of the preliminary injunction and its denial of the motion to dismiss the Equal Protection claim. The 9th Circuit Court of Appeal reversed and vacated the injunction in the published case of Angelotti Chiropractic Inc. v Christine Baker.
The panel held that the district court properly dismissed the Takings Clause claim because the economic impact of SB 863 and its interference with plaintiffs’ expectations was not sufficiently severe to constitute a taking. The panel further concluded that the lien activation fee did not burden any substantive due process right to court access and also rejected plaintiffs’ claim that the retroactive nature of the lien activation fee violated the Due Process Clause.
Vacating the district court’s preliminary injunction, the panel held that the district court abused its discretion in finding that a "serious question" existed as to the merits of plaintiffs’ Equal Protection claim. Applying rational basis review, the panel held that Labor Code § 4903.06(b), which exempts certain entities other than plaintiffs from having to pay the lien activation fee, was rationally related to the goal of clearing the lien backlog. The panel also reversed the district court’s denial of defendants’ motion to dismiss the Equal Protection Clause claim because the panel’s ruling on the preliminary injunction necessarily resolved the motion to dismiss.
Here, one "plausible policy" goal, for the imposition of the lien activation fee is to help clear the lien backlog by forcing lienholders to consider whether a lien claim is sufficiently meritorious to justify spending $100 to save it from dismissal. In turn, the California Legislature’s decision to impose the activation fee on entities like plaintiffs, while exempting other entities, is rationally related to the goal of clearing the backlog because the Legislature might have rationally concluded that the nonexempt entities are primarily responsible for the backlog. In this regard, the Commission Report states that ten of the eleven top electronic lien filers are independent providers. Thus, the Legislature could have rationally found that independent service providers bore primary responsibility for the lien backlog, and therefore elected to focus on those entities in imposing the activation fee. Read More...
Court Orders Medical Marijuana in New Mexico Comp Case
Tue, 30 Jun 2015 12:17:31 - Pacific Time
The New Mexico Court of Appeals has again ruled that medical marijuana should be classified as "reasonable and necessary medical care" for an injured worker. This case is one more step in the process of involving workers' compensation in providing "medical" marijuana nationwide.
According to the report in Business Insurance, Sandra Lewis injured her lower back on the job in December 1998. She underwent several surgical procedures and took "numerous" drugs, but continued to suffer from chronic pain.
American General Media and third-party administrator Gallagher Bassett Services Inc. requested an independent medical examination in April 2012, as Ms. Lewis had been using medical marijuana and taking prescription pain medication, according to records. The psychologist appointed by the workers compensation judge said medical marijuana was a "reasonable and appropriate" treatment for Ms. Lewis. Ms. Lewis’ authorized health care provider also said the "benefits of medical marijuana outweigh the risk of hyper doses of narcotic medications."
In August 2013, the workers comp judge concluded that Ms. Lewis’ use of medical marijuana constituted "reasonable and necessary medical care" and American General Media and Gallagher Bassett were ordered to reimburse her for the receipts she submitted, leading them to appeal.
A three-judge panel of the New Mexico Court of Appeals on Friday unanimously affirmed the decision of the workers comp judge, ruling that Ms. Lewis’ medical marijuana should be classified as "reasonable and necessary medical care that required reimbursement." According to the ruling, there is no regulatory connection between the state’s Workers’ Compensation Act and the Lynn and Erin Compassionate Use Act, which allows patients with debilitating medical conditions to use medical marijuana.
Similarly, in Miguel Maez v. Riley Industrial and Chartis, a three-judge panel of the New Mexico Court of Appeals unanimously ruled on Jan. 13 that the Compassionate Use Act allows Mr. Maez’s medical marijuana authorization to be treated as a prescription for workers comp.
And in Vialpando v. Ben’s Automotive Services, a three-judge panel of the New Mexico Court of Appeals unanimously ruled, in May 2014 that an employer and insurer must reimburse an injured worker for medical marijuana pursuant to the Compassionate Use Act. Read More...
Privette Doctrine Precludes Injured Worker Tort Claim
Mon, 29 Jun 2015 12:52:28 - Pacific Time
Janice Williams-Foreman broke her ankle when she slipped and fell at an oil refinery owned by ConocoPhillips Company. She was an employee of TIMEC Company, Inc. (TIMEC), which was hired by ConocoPhillips as an independent contractor, and was injured in the course and scope of her employment with TIMEC. Williams recovered workers’ compensation for her injury from TIMEC and sued ConocoPhillips on claims of negligence and premises liability.
She was employed by TIMEC as a general helper and safety attendant. Her duties included watching for fire. She never dealt directly with ConocoPhillips personnel, receiving all job assignments, instructions and tools from TIMEC. On May 13, 2012, Williams-Sample was walking from a ConocoPhillips administrative office trailer to a nearby permit shack to drop off paperwork when she slipped and fell near the trailer, breaking her ankle.The trial court granted summary judgment in favor of ConocoPhillips and Williams appealed. The Court of Appeal sustained the dismissal in the unpublshed case of Foreman v ConocoPhillips.
Employees of independent contractors injured in the workplace cannot sue the party that hired the contractor to do the work absent exceptional circumstances defined in the "Privette" doctrine. (Privette v. Superior Court (1993) 5 Cal.4th 689 (Privette).) The trial court found no exceptions to the Privette rule applicable on the evidence presented.
There remains a limited basis for a contractor’s employee to seek recovery of tort damages from the contractor’s hirer. An employee of a contractor may recover from the hirer of the contractor where the hirer retains control over the work performed by the contractor and "exercised the control that was retained in a manner that affirmatively contributed to the injury of the contractor’s employee."
Mere retention of the ability to control safety conditions is not enough. A general contractor owes no duty of care to an employee of a subcontractor to prevent or correct unsafe procedures or practices to which the contractor did not contribute by direction, induced reliance, or other affirmative conduct. Read More...
Carriers Plan to "Ramp Up" Comp Business
Mon, 29 Jun 2015 12:52:16 - Pacific Time
The Golden State’s $16.5 billion workers’ compensation marketplace is stubbornly showing signs of recovery as a result of reform measures introduced through the enactment of Senate Bill 863 two years ago. The controversial legislation overhauled the state’s huge workers' compensation system by creating a $120 million return-to-work fund, establishing an independent medical review board, revising the permanent disability rules and adding a controversial provision barring temporary staffing agencies from self-insuring for workers’ compensation.
This last provision was in the news again this month, when Irvine-based Kimco Staffing Services, one of California’s largest temporary staffing agencies, ended its costly legal battle to overturn a Court of Appeals ruling in May over its right to self-insure for workers’ compensation.
A report in PropertyCasualty 360 says the company is " not going to appeal it to the state Supreme Court." the Kimco Chief Executive Officer, said. Kimco had spent about $700,000 in legal fees in a bid to overturn a portion of SB 863 that prohibits staffing companies to self-insure.
The state Appeals Court sided with the state legislators in passing SB 863 because of the nature of the staffing industry in which workers can be inadequately covered for workers’ compensation claims. The court noted self-insurance deposits would not be quickly adjusted until the following year.
Kimco, for its part, has already moved on, placing its workers’ compensation coverage with Zurich Insurance Co.
In addition to Zurich Insurance, a number of other workers’ compensation insurers such as the State Compensation Insurance Fund, Berkshire Hathaway Insurance Co., American International Group, CNA Insurance Co., and CompWest Insurance Co. have all said they plan to ramp up their California workers’ compensation businesses in 2015.
This is in part due rising employer payrolls in the state, triggered by the recovering economy, and in part to SB 863 itself, which went into effect Jan. 1, 2013. In fact, a Workers’ Compensation Research Institute (WCRI) study released in April found that the reform legislation reduced California medical payments per claim by 5% in 2013 for claims with 12 months of experience.
The State Compensation Insurance Fund needs to increase rates if it wants to lower its 143.2% combined loss ratio in 2014, which was an increase from the 127.5% combined ratio in 2013. An injection of $250 million to bolster reserves served as a key factor in the fund’s operating expenses in 2014.
But that said, the verdict is still out whether SB 863 is improving or worsening the state’s workers’ compensation marketplace. "It’s too early to tell if SB 863 has made any positive improvements to the state’s workers’ compensation environment," said Bryan Bogardus, president of California-based CompWest Insurance Co., a growing workers’ compensation carrier. He predicts that, by 2017, CompWest and other insurers will know if the workers’ compensation reform legislation improved the marketplace for insurers and insureds. If that happens, Bogardus said, CompWest plans to boost premium volume by hiring four business development consultants to assist producers submit more business in the carrier’s four target areas: healthcare, hospitality, professional services and manufacturing.
While California’s huge workers’ compensation market shows signs of eroding the 105% combined ratio that the 238 carriers collectively compiled in 2014, it will be a tough road to reach underwriting profitability anytime soon. The combined ratio marked the seventh consecutive year that the state’s workers’ compensation market had a combined ratio above 100%. Read More...
Flight Attendants Allege "Dirty Little Secret" Makes Them Sick
Fri, 26 Jun 2015 11:46:20 - Pacific Time
Boeing knows that its airplane cabins can become filled with toxic air, but refuses to do anything about it, four flight attendants claim in court. Vanessa Woods, Faye Oskardottir, Darlene Ramirez and Karen Neben, along with her husband Nathan, sued Boeing in Cook County after becoming sick while working a flight on one of its planes, leaving them with lifelong medical problems.
In 2013 the plaintiffs were working on a Boeing 737, manufactured in 2012, over several flights with Alaska Airlines, the last of which was from Boston to San Diego. Shortly after takeoff, the plaintiffs say the crew noticed a funny smell in the cabin and the four flight attendants started to fill ill, including dizziness and vomiting. Oskardottir fainted and needed assistance from medical professionals who were passengers on the plane. After landing in Chicago the plaintiffs were treated at Resurrection Medical Center for "symptoms...consistent with hydrocarbon exposure," the lawsuit states. The plaintiffs claim they still experience symptoms ranging from numbness and tingling, vertigo, extreme fatigue and blurred vision to memory loss, anxiety and depression." The lawsuit cites numerous examples of similar incidents involving pilots, crew members and passengers.
The plaintiffs say in the complaint that they are exposing "a previously hidden and 'dirty little secret' of the commercial airline industry." The air on all but one of Boeing's airplanes is pumped through the engines into the cabin, known as a bleed air system, allowing the possibility for it to "become contaminated with heated jet engine oil and its toxic by-products" if there is a leak.
The lawsuit, filed Monday, points to a 1955 study done by the Aero Medical Laboratory showing that inhaling heated oil can damage the brain, liver, kidneys and cause death.It is now known that the chemical by-products from engine oil include "neurotoxins such as organophosphates" that are used in pesticides and nerve gases and were banned for residential use in 2001 by the Environmental Protection Agency, the complaint states. Inhaling them "can cause short-term or transient symptoms as well as permanent and serious personal injury."
According to the lawsuit, Boeing has been "put on notice more than 40 times" over the past 60 years "that its aircraft was unreasonably dangerous but failed to rectify the flawed design." In 1953 the company first recognized that heated engine oil could contaminate the air with dangerous chemicals but "alarmingly, to this day, Boeing has never met its...objective to fully identify the contaminants present in cabin air after a fume event," the complaint states. That same year Boeing was working on a filter system to clean the air but it was never implemented, the plaintiffs say, and air quality sensors are still not used either.
The plaintiffs seek damages for strict liability, negligence and fraud. The plaintiffs are represented by Power Rogers and Smith PC in Chicago, LittlepageBooth in Houston, TX and Friedman Rubin and Brodkowitz Law in Washington. Read More...
Tree Trimming Company Faces Six Felony Counts
Fri, 26 Jun 2015 11:46:15 - Pacific Time
The Palm Desert Patch reports that the owner of a Thousand Palms landscaping company cheated insurance companies out of hundreds of thousands of dollars in a fraud scheme rooted in the misclassification of workers, a prosecutor said Thursday, but the defendant’s attorney argued his client was a gardener, not a bookkeeper, and had no hand in manipulating figures.
"This defendant had office managers and brokers signing off on paperwork so that if he got caught, he could say, ‘It was an accident, a mistake,"’ Riverside County Deputy District Attorney Frank Donzanti said in his opening statement in the trial of Jesse Garcia Contreras. "All the while, he was continuing this scam and not playing by the rules."
Contreras, 59, of Indio is charged with six felony counts of workers’ compensation insurance fraud that carries a maximum penalty of 20 years behind bars. Prosecutors allege he ripped off five companies to the tune of $611,960. Donzanti outlined a case pointing to willful deception, perpetrated year after year. According to the prosecutor, Contreras became the co-proprietor of Sunshine Landscape in 2001, handling all administrative functions. Donzanti alleged that Contreras was trying to find ways early on to save on payroll, eventually finding the means by lying about his employees’ functions.
"The key to success was, don’t tell the insurance companies you have tree trimmers on the job," the prosecutor said. "The workers comp premiums for tree trimmers are triple what they are for general landscapers. Tree trimmers work at altitude They can fall, crack their head open or break their neck."
According to Donzanti, from 2008 to 2013, Contreras "hid the fact" that he had tree trimmers in the field by changing the human resources codes assigned to employees and ultimately reported to the state, as well as the insurance companies. "There was no disclosure of tree trimmers," he said. "And when there were red flags raised and year-end audits coming, guess what -- the defendant switched to a different insurance carrier."
Donzanti said holding down overhead by intentionally misclassifying his workforce afforded Contreras the opportunity to "outbid other landscapers playing by the rules," assuring Sunshine Landscape would get lucrative contracts from Coachella Valley homeowners’ associations.
Defense attorney Jeff Moore characterized the government’s case as based on misplaced "assumptions" and confusion over business practices. Moore took jurors through a lengthy explanation of Sunshine Landscape’s history and his client’s duties, noting that Contreras was "in charge of field operations," not accounting.
"He was not the insurance procurer," Moore said. "He was the guy who went out and got the contracts." According to the attorney, Contreras had worked for Sunshine nearly three decades as a gardener before he got together with two other men -- Santos Alvarado and Richard Calhoun -- to buy the company in 2001 from desert businessman Robert Lee Sandifer. The trio did business as Sunshine Landscape but were incorporated as CAC.
The firms allegedly victimized were the State Compensation Insurance Fund, CastlePoint Insurance, Liberty Insurance, Lumberman’s Insurance and Zenith Insurance. Read More...
Past Week News Archive
Former San Diego Physician Convicted of Forging Doctors Signatures: Thu, 25 Jun 2015 10:08:06 - Pacific Time: Read More...
Prescription Costs Per Claim Increased 7.4% in 2014: Thu, 25 Jun 2015 10:07:59 - Pacific Time: Read More...
JAMA Publishes a Review of Cannabinoids for Medical Use: Wed, 24 Jun 2015 10:57:26 - Pacific Time: Read More...
Juliann Sum Confirmed to Head Cal/OSHA: Wed, 24 Jun 2015 10:57:18 - Pacific Time: Read More...
WCIRB Recaps Annual Conference: Tue, 23 Jun 2015 08:29:53 - Pacific Time: Read More...
24 Count Indictment Filed Against El Centro Medical Clinic: Tue, 23 Jun 2015 08:29:47 - Pacific Time: Read More...
Rock Climbing Correctional Officer Convicted of Comp Fraud: Mon, 22 Jun 2015 08:33:23 - Pacific Time: Read More...
Second Comment Period Set for Benefit Notice Regulations: Mon, 22 Jun 2015 08:33:13 - Pacific Time: Read More...
Court of Appeal Rejects Constitutional Challenge of Lien Filing Fee: Fri, 19 Jun 2015 07:08:07 - Pacific Time: Read More...
Feds Conduct Largest Ever Medical Fraud Takedown: Fri, 19 Jun 2015 07:08:01 - Pacific Time: Read More...